Visa Data Only

Visa has a data-only data flow so merchants can share customer data with the issuers without going through authentication. The additional data provided to the issuer helps the issuer makes risk assessments about approving cardholder transactions. Data-only data flows are frictionless and do not affect the customer experience. When sending a Visa Data Only check enrollment request, be sure to include:
  • All of the required fields.
  • Set the
    CodepayerAuthEnrollService_challengeCode
    field to
    06
    .
The response from the data-only request will include this data:
  • ECI =
    07
  • PARes =
    I
  • <CAVV> value
This data from the response must be included in the Authorization request.

Endpoint

Set the
ccAuthService_run
field to
true
.
Send the request to:

Required Fields for Visa Data Only

Required Fields

This field is required for transactions in the US and Canada.
This field is required if
payerAuthEnrollService_mobilePhone
or
billTo_workNumber
is not used.
This field is required for transactions in the US and Canada.
This field is required for transactions in the US and Canada.
This field is required when
card_accountNumber
is included.
This field is required when
card_accountNumber
is included.
This field is required if
payerAuthEnrollService_workPhone
or
billTo_phoneNumber
is not used.
payerAuthEnrollService_run
This field is required (when available) unless market or regional mandate restricts sending this information.
This field is required if
payerAuthEnrollService_mobilePhone
or
billTo_phoneNumber
is not used.

Simple Order Example: Testing Visa Data Only

Request
bill_address1=test address bill_city=test city bill_country=US bill_state=MI bill_zip=48104-2201 http_browser_color_depth=24 http_browser_java_enabled=N http_browser_javascript_enabled=Y http_browser_language=en_us http_browser_screen_height=864 http_browser_screen_width=1536 http_browser_time_difference=300 http_user_accept=pa_http_user_accept pa_http_user_agent =http_user_agent pa_http_user_accept=pa_http_user_accept card_type=001 currency=usd customer_cc_expmo=12 customer_cc_expyr=2026 customer_cc_number= 4000000000002024 pa_challenge_code=06 grand_total_amount=100.00 ics_applications=ics_pa_enroll merchant_id=patest1 merchant_ref_number=patest1 sender_id=ms_user

Simple Order Example: Bundled Authentication and Authorization with Visa Data Only

Request
bill_address1=test address bill_city=test city bill_country=US bill_state=MI bill_zip=48104-2201 http_browser_color_depth=24 http_browser_java_enabled=N http_browser_javascript_enabled=Y http_browser_language=en_us http_browser_screen_height=864 http_browser_screen_width=1536 http_browser_time_difference=300 http_user_accept=pa_http_user_accept pa_http_user_agent =http_user_agent pa_http_user_accept=pa_http_user_accept card_type=001 currency=usd customer_cc_expmo=12 customer_cc_expyr=2026 customer_cc_number= 4000000000002024 pa_challenge_code=06 grand_total_amount=100.00 ics_applications=ics_pa_enroll,ics_auth merchant_id=patest1 merchant_ref_number=patest1 sender_id=ms_user