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About This Guide

VISA Platform Connect: Specifications and Conditions for Resellers/Partners

Introduction to Payments
- Financial Institutions and Payment Networks
  - Merchant Financial Institutions (Acquirers)
  - Issuing (Customer) Financial Institutions
  - Payment Networks
  - Payment Processors
- Card Types
  - Co-Branded Cards
  - Credit Cards
  - Debit Cards
  - Prepaid Cards
  - Private Label Cards
  - Quasi-Cash
- Transaction Types
  - Card-Not-Present Transactions
  - Card-Present Transactions
  - Authorizations with Card Verification Numbers
    - CVN Locations and Terminology
  - Token Management Service
- Payment Services
  - Authorizations
    - payments-intro-processing-auth-micropayment
    - Online Authorizations
    - Offline Authorizations
    - Incremental Authorizations
      - Example: Incremental Authorization
    - Payment Network Token Authorizations
    - Authorization Workflow
  - Authorization Reversals
  - Captures
    - Capture Workflow
  - Credits
    - Credit Workflow
  - Capture or Credit Voids
  - Sales
    - Dual Message Processing
      - Partial Authorizations
    - Single Message Processing
- Payment Features
  - Card-Present Authorizations
  - Debit and Prepaid Card Payments
  - Airline Data
    - Visa Acceptance Solutions Airline Data Processing
    - Airline Travel Legs
    - Airline Data Reference Information
      - Airline Document Type Codes
      - Ancillary Service Category Codes
  - Interchange Optimization
  - Japanese Payment Options
  - Level II and Level III Data
  - Mastercard Bill Payments
  - Mastercard Expert Monitoring Solutions
  - Merchant-Initiated Authorization Reversals
  - Merchant-Initiated Capture Voids
  - Merchant-Initiated Credit Voids
  - Payer Authentication
  - Split Shipments
  - Stored Credentials
  - Token Management Service

Standard Payments Processing
- Basic Authorizations
  - Declined Authorizations
  - Required Fields for Processing a Basic Authorization
  - Simple Order Example: Processing a Basic Authorization
- Authorizations with Line Items
  - Optional Line Item Fields
  - Required Fields for Processing an Authorization with Line Items
    - Country-Specific Required Fields for Processing an Authorization with Line Items
  - Simple Order Example: Processing an Authorization with Line Items
- Authorizations with Payment Network Tokens
  - Supported Processors and Card Types
  - Required Fields for Authorizations with Payment Network Tokens
  - Optional Fields for Authorizations with Payment Network Tokens
  - pnt-ex-so
- Authorizations with a Card Verification Number
  - Required Fields for Processing an Authorization with a Card Verification Number
  - Optional Fields for Processing an Authorization with a Card Verification Number
  - Simple Order Example: Processing an Authorization with a Card Verification Number
- Authorizations with the DCC Gateway Service
  - Required Fields for Processing DCC Authorizations
    - Country-Specific Required Fields for Processing a DCC Authorization
  - Simple Order Example: Processing a Basic Authorization
- Authorizations with Strong Customer Authentication Exemption
  - Required Fields for Processing an Authorization with an SCA Exemption
  - payments-processing-pa-sca-exampts-ex-so
- Zero Amount Authorizations
  - Required Fields for Processing a Zero Amount Authorization
    - Country-Specific Required Fields for Processing a Zero Amount Authorization
  - Simple Order Example: Processing a Zero Amount Authorization
- Incremental Authorizations
  - Required Fields for Processing an Incremental Authorization
    - Country-Specific Required Fields for Processing an Incremental Authorization
  - Optional Fields for Processing an Incremental Authorization
  - Simple Order Example: Processing an Incremental Authorization
- Authorization Reversal
  - Required Fields for Processing an Authorization Reversal
  - Simple Order Example: Processing an Authorization Reversal
- Capture
  - Required Fields for Capturing an Authorization
  - Simple Order Example: Capturing an Authorization
- Multiple Captures
  - Required Fields for Processing Multiple Captures
  - Simple Order Example: Processing Multiple Partial Captures
- Follow-On Credits
  - Required Fields for Processing a Follow-On Credit
  - Simple Order Example: Processing a Follow-On Credit
- Stand-Alone Credit
  - Required Fields for Processing a Stand-Alone Credit
  - Simple Order Example: Processing a Stand-Alone Credit
- Sales
  - Required Fields for Processing a Sale
  - Simple Order Example: Processing a Sale
- Void
  - Required Fields for Processing a Void

Card Present Connect | Retail Processing
- Authorization with Contact EMV and Online PIN
  - Required Fields for Processing an Authorization with Contact EMV and Online PIN
  - Simple Order Example: Processing an Authorization with Contact EMV and Online PIN
- Authorization with Contact EMV and Offline PIN
  - Required Fields for Processing an Authorization with Contact EMV and Offline PIN
  - Simple Order Example: Processing an Authorization with Contact EMV and Offline PIN
- Authorization with Contactless EMV and Online PIN
  - Required Fields for Processing an Authorization with Contactless EMV and Online PIN
  - Simple Order Example: Processing an Authorization with Contactless EMV and Online PIN
- Card-Present Authorizations for Cash Advances with Credit Cards
  - Required Fields for Processing an Authorization for a Cash Advance
  - Optional Fields for Processing an Authorization for a Cash Advance
  - Simple Order Example: Processing an Authorization for a Cash Advance
- Capture
  - Required Fields for Capturing an Authorization
  - Capturing an Authorization Using SO APIs
  - Simple Order Example: Capturing an Authorization

Card Present Connect | Mass Transit Processing
- Card Present Connect | Mass Transit Developer Guide
- Performing a Discover Authorization with EMV Data
- Mass Transit Mastercard Authorization with EMV Data
  - Required Fields for a Mastercard Authorization with EMV Data Using the REST API
  - Required Fields for a Mastercard Authorization with EMV Data in Europe Using the REST API
  - Performing a Mastercard Authorization with EMV Data Using the REST API
- Mass Transit Visa Account Verification Request (AVR) with EMV Data
  - Required Fields for a Visa AVR Authorization with EMV Data Using the REST API
  - Performing a Visa AVR Authorization with EMV Data Using the REST API
- Performing a Discover Sale with EMV Data
- Mass Transit Visa Deferred Sale with EMV Data
  - Required Fields for a Visa Deferred Sale with EMV Data Using the REST API
  - Performing a Visa Deferred Sale with EMV Data Using the REST API
- Mass Transit Authorizations for a Tap-Initiated Debt Recovery with EMV Data
  - Required Fields for a Tap-Initiated Authorization for Debt Recovery with EMV Data Using the REST API
  - Required Fields for a Tap-Initiated Authorization for Debt Recovery with EMV Data for Mastercard in Europe Using the REST API
  - Performing a Tap-Initiated Authorization for Debt Recovery with EMV Data Using the REST API
- Mass Transit Merchant-Initiated Authorizations for Debt Recovery with Stored Card Data
  - Required Fields for a Merchant-Initiated Authorization for Debt Recovery with Stored Card Data Using the REST API
  - Required Fields for a Merchant-Initiated Authorization for Debt Recovery with Stored Card Data for Mastercard in Europe Using the REST API
  - Performing a Merchant-Initiated Authorization for Debt Recovery with Stored Card Data Using the REST API
- Mass Transit Tap-Initiated Sales for Debt Recovery with EMV Data
  - Required Fields for a Tap-Initiated Sale for Debt Recovery with EMV Data Using the REST API
  - Required Fields for a Tap-Initiated Sale for Debt Recovery with EMV Data for Mastercard in Europe Using the REST API
  - Performing a Tap-Initiated Sale for Debt Recovery with EMV Data Using the REST API
- Mass Transit Merchant-Initiated Sales for Debt Recovery with Stored Card Data
  - Required Fields for a Merchant-Initiated Sale for Debt Recovery with Stored Card Data Using the REST API
  - Required Fields for a Merchant-Initiated Sale for Debt Recovery with Stored Card Data in Europe Using the REST API
  - Performing a Merchant-Initiated Sale for Debt Recovery with Stored Card Data Using the REST API
- Mass Transit Stand-Alone Credits with Card Data
  - Required Fields for a Stand-Alone Credit with Card Data Using the REST API
  - Performing a Stand-Alone Credit with Card Data Using the REST API
- Mass Transit Captures
  - Required Fields for a Mass Transit Capture Using the REST API
  - Capturing a Mass Transit Authorization Using the REST API
- Mass Transit Authorization Reversals
  - Required Fields for a Mass Transit Authorization Reversal Using the REST API
  - Reversing a Mass Transit Authorization Using the REST API
- Mass Transit Timeout Reversal
  - Required Fields for a Timeout Reversal Using the REST API
  - Performing a Timeout Reversal Using the REST API
- Mass Transit Timeout Voids
  - Required Field for a Timeout Void Using the REST API
  - Performing a Timeout Void Using the REST API

Debit and Prepaid Card Processing
- Processing Debit and Prepaid Authorizations
  - Required Fields for Processing Debit and Prepaid Authorizations
    - Country Specific Required Fields to Process Debit and Prepaid Authorizations
  - Optional Field for Processing Debit and Prepaid Authorizations
  - Simple Order Example: Processing Debit and Prepaid Authorizations
- Enabling Debit and Prepaid Partial Authorizations
  - Required Fields for Enabling Debit and Prepaid Partial Authorizations
  - Optional Field for Enabling Debit and Prepaid Partial Authorizations
  - Simple Order Example: Enabling Debit and Prepaid Partial Authorizations
- Disabling Debit and Prepaid Partial Authorizations
  - Required Field for Disabling Debit and Prepaid Partial Authorizations
  - Optional Field for Disabling Debit and Prepaid Partial Authorizations
  - Simple Order Example: Disabling Debit and Prepaid Partial Authorizations

Airline Data Processing
- Visa Platform Connect Airline Authorizations
  - Required Fields for Authorizing an Airline Payment
  - Simple Order Example: Authorizing an Airline Payment
- Visa Platform Connect Airline Captures for Ticket Purchases
  - Required Fields for Capturing an Airline Payment
    - Card-Specific Field to Capture an Airline Payment
  - Optional Fields for Capturing an Airline Payment
  - Simple Order Example: Capturing an Airline Payment
- Visa Platform Connect Airline Captures for Ancillary Purchases
  - Required Fields for Capturing an Authorization for Ancillary Purchases
  - Ancillary Fields for Capturing an Authorization for an Ancillary Purchase
  - Simple Order Example: Capturing an Authorization for an Ancillary Purchase
- Visa Platform Connect Airline Follow-On Credits
  - Required Fields for Processing an Airline Follow-On Credit
  - Optional Fields for Processing an Airline Follow-On Credit
  - Simple Order Example: Processing an Airline Follow-On Credit
- Visa Platform Connect Airline Stand-Alone Credits
  - Required Fields for Processing an Airline Stand-Alone Credit
  - Optional Fields for Processing an Airline Stand-Alone Credit
  - Simple Order Example: Processing an Airline Stand-Alone Credit

Japanese Payment Options Processing
- Authorize a Single Payment with Japanese Payment Options
  - Required Fields for Authorizing a Single Payment Using the JPO Method
  - Simple Order Example: Authorizing a JPO Single Payment
- Authorize a Bonus Payment with Japanese Payment Options
  - Required Fields for Authorizing a JPO Bonus Payment
  - Simple Order Example: Authorizing a JPO Bonus Payment
- Authorize an Installment Payment with Japanese Payment Options
  - Required Fields for Authorizing a JPO Installment Payment
  - Simple Order Example: Authorizing a JPO Installment Payment
- Authorize a Revolving Payment with Japanese Payment Options
  - Required Fields for Authorizing a Revolving Payment Using the JPO Method
  - Simple Order Example: Authorizing a JPO Installment Payment
- Authorize a Combination Payment with Japanese Payment Options
  - Required Fields for Authorizing a Combination Payment Using the JPO Method
  - Simple Order Example: Authorizing a JPO Combination Payment

Level II Processing
- Captures with Level II Data
  - Required Fields for Capturing a Payment with Level II Data
  - Optional Fields for Capturing a Payment with Level II Data
- Stand Alone Credits with Level II Data
  - Required Fields for Processing a Stand Alone Credit with Level II Data
  - Optional Fields for Processing a Stand Alone Credit with Level II Data
- Sales with Level II Data
  - Required Fields for Processing a Sale with Level II Data
  - Optional Fields for Processing a Sale with Level II Data

Level III Processing
- Captures with Level III Data
  - Required Fields for Capturing a Payment with Level III Data
  - Optional Fields for Capturing a Payment with Level III Data
- Stand Alone Credits with Level III Data
  - Required Fields for Processing a Stand Alone Credit with Level III Data
  - Optional Fields for Processing a Stand Alone Credit with Level III Data
- Sales with Level III Data
  - Required Fields for Processing a Sale with Level III Data
  - Optional Fields for Processing a Sale with Level III Data

Mastercard Bill Payment Processing
- Required Fields for Authorizing a Mastercard Bill Payment
- Simple Order Example: Authorizing a Mastercard Bill Payment

Mastercard Expert Monitoring Solutions Processing
- Required Fields for Processing an Authorization with Mastercard Expert Monitoring Solutions
- Response Field for Authorizations with Mastercard Expert Monitoring Solutions
- Simple Order Example: Obtaining the Mastercard Fraud Score for an Authorization

Merchant-Initiated Authorization Reversals
- Required Fields for Processing a Merchant-Initiated Authorization Reversal
- Simple Order Example: Processing a Merchant-Initiated Authorization Reversal

Merchant-Initiated Capture Voids
- Required Fields for Processing a Merchant-Initiated Capture Void
- Example: Processing a Merchant-Initiated Capture Void Using the SO API

Merchant-Initiated Credit Voids
- Required Fields for Processing a Merchant-Initiated Credit Void

Payer Authentication Processing
- Providing Payer Authentication Information for Authorization
- American Express SafeKey
  - Required Fields for Processing an Authorization Using American Express SafeKey
  - Optional Field for Processing an Authorization Using American Express SafeKey
  - Simple Order Example: Processing an Authorization Using American Express SafeKey
- JCB J/Secure
  - Required Fields for Processing an Authorization Using JCB J/Secure Authentication
  - Simple Order Example: Processing an Authorization Using JCB J/Secure Authentication
- Mastercard Identity Check
  - Required Fields for Processing an Authorization Using Mastercard Identity Check
  - Simple Order Example: Processing an Authorization Using Mastercard Identity Check
- Visa Secure
  - Required Fields for Processing an Authorization Using Visa Secure
  - Simple Order Example: Processing an Authorization Using Visa Secure

Split Shipments Processing
- Authorizing a Sale for a Product Not Yet Available
- Processing Two Authorizations and a Capture for Multiple Products
- Processing an Authorization and Two Captures for Multiple Products

Processing Payments Using Credentials
- Customer-Initiated Transactions with Credentials on File
  - Storing Customer Credentials with a Customer-Initiated Transaction
    - Required Fields for Storing Customer Credentials During a Customer-Initiated Transaction
    - Simple Order Example: Storing Customer Credentials During a Customer-Initiated Transaction
  - Using Stored Customer Credentials During a Customer-Initiated Transaction
    - Required Fields for Retrieving Customer Credentials During a Customer-Initiated Transaction
      - Card-Specific Required Field for Retrieving Customer Credentials During a Customer-Initiated Transaction
    - Simple Order Example: Retrieving Customer Credentials During a Customer-Initiated Transaction
- Merchant-Initiated Delayed Transaction
  - Required Fields for Processing a Merchant-Initiated Delayed Transaction
    - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
  - Simple Order Example: Processing a Merchant-Initiated Delayed Authorization Transaction
- Merchant-Initiated Incremental Transaction
  - Required Fields for Processing Merchant-Initiated Incremental Transactions
    - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
  - Simple Order Example: Processing Merchant-Initiated Incremental Transactions
- Merchant-Initiated No-Show Transactions
  - Required Fields for Processing Merchant-Initiated No-Show Charges
    - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
  - Optional Field for Processing Merchant-Initiated No-Show Charges
  - Simple Order Example: Processing Merchant-Initiated No-Show Transactions
- Merchant-Initiated Reauthorization Transactions
  - Required Fields for Processing Merchant-Initiated Reauthorized Transactions
    - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
  - Simple Order Example: Processing a Merchant-Initiated Reauthorized Transaction
- Merchant-Initiated Resubmission Transaction
  - Required Fields for Processing a Merchant-Initiated Resubmitted Transaction
    - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
  - Simple Order Example: Processing a Merchant-Initiated Resubmitted Transaction
- Installment Payments
  - Initial Customer-Initiated Installment Payments with a PAN
    - Required Fields for Authorizing Customer-Initiated Initial Installment Payments with a PAN
    - Simple Order Example: Authorizing Initial Customer-Initiated Installment Payments with a PAN
  - Merchant-Initiated Subsequent Installment Payments
    - Required Fields for Authorizing Merchant-Initiated Subsequent Installment Payments
      - Card-Specific Required Field for Retrieving Customer Credentials During a Customer-Initiated Transaction
      - India-Specific Required Fields for Installment Payments
    - Simple Order Example: Authorizing Merchant-Initiated Subsequent Installment Payments
  - Installments for Installment Payments
- Recurring Payments
  - Recurring Billing for Recurring Payments
  - Initial CIT Recurring Payment with a PAN
    - Required Fields for Authorizing Initial Recurring Payments Using Simple Order API
    - Simple Order Example: Authorizing an Initial CIT Recurring Payment with a PAN
  - Subsequent MIT Recurring Payments
    - Required Fields for Authorizing Subsequent Recurring Payments
      - Card-Specific Required Fields for Authorizing Subsequent Recurring Payments
      - Country-Specific Required Fields for Authorizing Subsequent Recurring Payments
    - Simple Order Example: Authorizing Subsequent Recurring Payments
- Mastercard Standing Order Payments
  - Mastercard Initial CIT Standing Order Payment
    - Required Fields for Authorizing Initial CIT Standing Order Payments
    - Simple Order Example: Authorizing Initial CIT Standing Order Payments
- Mastercard Subscription Payments
  - Mastercard CIT Initial Subscription Payment
    - Required Fields for Authorizing CIT Initial Subscription Payments
    - Simple Order Example: Authorizing Initial CIT Subscription Payments
- Unscheduled COF Payments
  - Initial CIT Unscheduled COF Payment
    - Required Fields for Authorizing Initial CIT Unscheduled COF Payments
    - Simple Order Example: Authorizing Initial CIT Unscheduled COF Payments
  - Subsequent MIT Unscheduled COF Payments
    - Required Fields for Authorizing Subsequent MIT Unscheduled COF Payments
      - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
      - Country-Specific Required Fields for Authorizing Subsequent Recurring Payments
    - credentials-mit-unsched-optfields
    - Simple Order Example: Authorizing Subsequent MIT Unscheduled COF Payments

Token Management Service Processing
- Authorize a Payment with a Customer Token
  - tms-cust-tkn-pay-reqfields
- Authorize a Payment with a Non-Default Shipping Address
  - tms-ship-addr-make-pay-nondefault-ship-addr-reqfie
- Authorize a Payment with Non-Default Payment Instrument
  - tms-cust-pi-tkn-pay-nondefault-pi-reqfields
  - tms-cust-pi-tkn-pay-nondefault-pi-optfields
- Authorize a Payment with a Payment Instrument
  - tms-pi-tkn-pay-reqfields
  - tms-pi-tkn-pay-optfields
- Authorize a Payment with an Instrument Identifier
  - tms-ii-tkn-pay-reqfields
- Authorize a Payment with Legacy Token
  - tms-legacy-tkn-pay-reqfields
- Make a Credit with a Customer Token
  - tms-cust-tkn-credit-reqfields
- Make a Credit with Non-Default Payment Instrument
  - tms-cust-pi-tkn-credit-nondefault-pi-reqfields
  - tms-cust-pi-tkn-credit-nondefault-pi-optfields
- Make a Credit with a Payment Instrument
  - tms-pi-tkn-credit-reqfields
- Make a Credit with an Instrument Identifier
  - tms-ii-tkn-credit-reqfields
- Make a Credit with Legacy Token
  - tms-legacy-tkn-credit-reqfields

On This Page

Simple Order API | Visa Platform Connect

Simple Order Example: Authorizing a Mastercard Bill Payment

This example shows a successful authorization request for a Mastercard bill payment.

Endpoint

Set the

ccAuthService_run

field to

true

.

Send the request to

https://ics2ws.ic3.com/commerce/1.x/transactionProcessor

.

Request

In this example, the cardholder in Brazil is using a Mastercard payment card to pay a utility bill (Mastercard bill payment type value

001

).

ccAuthService_run=true
billTo_city=Sao Paulo
billTo_country=BR
[email protected]
billTo_firstname=John
billTo_lastname=Smith
billTo_postalCode=04543907
billTo_state=SP
billTo_street1=Av Pres Juscelino Kubistchek 1909
card_accountNumber=555555555555xxxx
card_expirationMonth=12
card_expirationYear=2031
merchant_id=demo_merchant
merchant_referenceCode=TC42703-1
purchaseTotals_currency=BRL
purchaseTotals_grandTotalAmount=100
billPaymentType=001

Response for a Successful Request

additional_processor_response=e1cdcafc-cdbb-4ef7-8788-a1234e844805
requestID=6629977932421985593067
decision=ACCEPT
reasonCode=100
merchantReferenceCode=TC42703-1
purchaseTotals_currency=brl
ccAuthService_reconciliationID=57953165A7YFPS77
ccAuthReply_amount=100.00
ccAuthReply_avsCode=5
ccAuthReply_authorizationCode=570110
ccAuthReply_processorResponse=1
ccAuthReply_authorizedDateTime=2022-09-12T154953Z
ccAuthReply_paymentNetworkTransactionID=123456789619999
requestToken=Axj/7wSTZ2ltSmjDPebrABEg1buWrNi2awW9mNQpt26aVBa2DsAU0qC1sHZpA6cQIz4ZNuOAZxjceFoE5NnaW1KaMM95usAAgxhp

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