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eCheck Application
To apply for the eCheck service, submit an application that contains information about your
business. The Visa Acceptance Solutions Risk Team reviews your eCheck service
application and accompanying documentation based on pre-determined underwriting
criteria. Visa Acceptance Solutions may request additional information or documentation
from you before making a decision about your application. In addition, a risk reserve
(the withholding of a percentage of eCheck funds to cover potential costs incurred by
high-risk transactions) may be required prior to activation of the service. After your
application is reviewed, you will be notified via email of the underwriting decision. If
your application is declined, the email will provide the reason(s) for the decline.